At a glance
Chicago is 2.1% more expensive than Orlando on BEA’s overall price index, but Orlando has the higher median rent, by $330 a month.
Price parity is 103.6 in Chicago and 101.4 in Orlando (U.S. = 100); median gross rent is $1,430 and $1,760 a month.
Price index and rent come from different surveys and describe metro averages; neither predicts a household’s own costs.
Sources: BLS wages (May 2025) · BEA price parity (2024) · Census ACS (2020–2024) · metro areas, not city limits · How we calculate
Cost of living: Chicago vs. Orlando
Using 2024 BEA regional price parities, Chicago has an all-items metro price level about 2.1% higher than Orlando relative to the same national benchmark. This is a ratio of broad price indexes, not a forecast of what a specific household would spend. Orlando has a $330 higher reported monthly metro-wide median gross rent than Chicago. The metro with the higher broad price parity does not have the higher ACS rental median. That is why the index and rent should be examined separately.
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| Official metro indicator | Chicago | Orlando |
|---|---|---|
| BEA 2024 all-items price parity | 103.6 | 101.4 |
| ACS 2020–2024 median gross rent / month | $1,430 | $1,760 |
| ACS gross-rent margin of error | ± $6 | ± $11 |
| ACS median household income (± MOE) | $90,887 ± $454 | $78,533 ± $807 |
| ACS 45+ minute commute share | 23.5% | 18.9% |
These figures cover the Chicago-Naperville-Elgin, IL-IN and Orlando-Kissimmee-Sanford, FL metropolitan areas, not the named cities alone. ACS gross rent includes estimated utilities and is not an asking rent; sampling uncertainty means small gaps may not be meaningful.
What a salary in Chicago is worth in Orlando
BEA’s 2024 all-items parity is 103.6 for Chicago and 101.4 for Orlando, so matching on that index takes about 2.1% less gross pay in Orlando than in Chicago. Twelve months of median gross rent is 18.9% of median household income in Chicago and 26.9% in Orlando (renter rent over all-household income, so a rough contrast rather than a budget).
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| Gross pay in Chicago | Same index value in Orlando | Gross pay in Orlando | Same index value in Chicago |
|---|---|---|---|
| $50,000 | $48,949 | $50,000 | $51,073 |
| $75,000 | $73,424 | $75,000 | $76,610 |
| $100,000 | $97,899 | $100,000 | $102,147 |
| $150,000 | $146,848 | $150,000 | $153,220 |
| $200,000 | $195,797 | $200,000 | $204,293 |
Equal index value is not equal take-home pay: taxes, benefits and housing choices differ.
Median gross rents differ by $330 a month ($3,960 over twelve months). That gap is already part of the price index, so do not subtract it again; use real quotes in the worksheet.
How do salaries differ between Chicago and Orlando?
80 of 80 curated occupations have a reported annual median wage in both metros. The 12 examples below are the most common jobs in the smaller metro, not the highest- or lowest-paid.
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| BLS occupation | Chicago median | Orlando median | Chicago adjusted | Orlando adjusted |
|---|---|---|---|---|
| Retail Salespersons | $35,820 | $32,290 | $34,577 | $31,839 |
| Customer Service Representatives | $47,100 | $40,530 | $45,466 | $39,963 |
| Registered Nurses | $100,490 | $83,550 | $97,003 | $82,382 |
| General and Operations Managers | $109,390 | $100,440 | $105,594 | $99,036 |
| Laborers and Freight, Stock, and Material Movers, Hand | $40,550 | $38,630 | $39,143 | $38,090 |
| Office Clerks, General | $46,330 | $43,740 | $44,722 | $43,128 |
| Maintenance and Repair Workers, General | $58,020 | $46,060 | $56,007 | $45,416 |
| Heavy and Tractor-Trailer Truck Drivers | $62,300 | $50,250 | $60,138 | $49,547 |
| Software Developers | $134,380 | $129,620 | $129,717 | $127,808 |
| Construction Laborers | $60,890 | $40,880 | $58,777 | $40,308 |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | $50,440 | $44,370 | $48,690 | $43,750 |
| Project Management Specialists | $105,320 | $96,390 | $101,665 | $95,042 |
The price-adjusted wage equals the BLS May 2025 annual occupational median × 100 ÷ the BEA 2024 all-items regional price parity. Census rent, household income and commuting figures are ACS 2020–2024 five-year estimates. They describe different populations and do not determine take-home pay, employment prospects or individual rent. ACS gross rent includes contract rent plus estimated utility and fuel costs.
What changes after adjusting wages for regional prices?
Among the 12 displayed, matched BLS occupations, 0 have a different leading metro for nominal versus price-adjusted median wages, and 12 keep the same leader. Adjusted values divide each median by the metro’s BEA parity; they are not tax-adjusted.
Where the price-adjusted gap is largest
Across the 80 occupations with a reported median in both metros, Chicago has the higher price-adjusted median in 61 and Orlando in 19. For the typical occupation (the median of the occupation-by-occupation differences), the adjusted median in Chicago is 7.5% higher than in Orlando.
The table lists the eight occupations with the largest percentage differences, in either direction. A large gap can reflect a small local employer base, so check the career page before drawing conclusions.
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| BLS occupation | Chicago adjusted | Orlando adjusted | Higher in | Difference |
|---|---|---|---|---|
| Operating Engineers and Other Construction Equipment Operators | $99,522 | $50,307 | Chicago | 97.8% |
| Electricians | $98,798 | $50,109 | Chicago | 97.2% |
| Plumbers, Pipefitters, and Steamfitters | $99,792 | $54,606 | Chicago | 82.7% |
| Police and Sheriff's Patrol Officers | $104,069 | $62,129 | Chicago | 67.5% |
| Secondary School Teachers, Except Special and Career/Technical Education | $95,535 | $59,694 | Chicago | 60.0% |
| Carpenters | $77,649 | $49,054 | Chicago | 58.3% |
| Construction Laborers | $58,777 | $40,308 | Chicago | 45.8% |
| First-Line Supervisors of Construction Trades and Extraction Workers | $107,399 | $74,849 | Chicago | 43.5% |
Difference is the gap relative to the lower of the two adjusted medians.
Which jobs are more common in Chicago or Orlando
Raw employment counts mostly track metro size. To compare, this table divides BLS estimated employment by ACS commuting workers (jobs per 10,000 commuters). Of the 72 occupations with at least 1,000 estimated workers in both metros, these are the most over-represented in each.
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| BLS occupation | Chicago per 10,000 | Orlando per 10,000 | More common in | Ratio |
|---|---|---|---|---|
| Child, Family, and School Social Workers | 35.5 | 12.8 | Chicago | 2.8× |
| Financial Managers | 108.9 | 54.4 | Chicago | 2.0× |
| Laborers and Freight, Stock, and Material Movers, Hand | 413.6 | 211.7 | Chicago | 2.0× |
| Hotel, Motel, and Resort Desk Clerks | 11.2 | 48.2 | Orlando | 4.3× |
| Architectural and Civil Drafters | 2.7 | 11.6 | Orlando | 4.3× |
| Web and Digital Interface Designers | 3.9 | 10.9 | Orlando | 2.8× |
A rough size scaling, not a formal location quotient. Employment estimates are not job openings.
Investigate a specific career before deciding
Open the dashboard with a role and both metros already selected. Amounts you enter stay in your browser.
Moving between Chicago and Orlando: what should you check?
The checklist works in either direction. Get written offers and current rent quotes for the neighborhoods you would consider; metro medians are not listings. The full offer checklist covers taxes, benefits and one-time costs.