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COST & RELOCATION RESEARCH / OFFICIAL METRO DATA

Chicago vs. Dallas: cost of living and salaries

Compare price levels, housing and pay across the Chicago and Dallas metropolitan areas. The figures are not city-limit estimates or a personal move recommendation.

At a glance

Chicago is 0.5% more expensive than Dallas on BEA’s overall price index, but Dallas has the higher median rent, by $184 a month.

Price parity is 103.6 in Chicago and 103.1 in Dallas (U.S. = 100); median gross rent is $1,430 and $1,614 a month.

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Price index and rent come from different surveys and describe metro averages; neither predicts a household’s own costs.

Sources: BLS wages (May 2025) · BEA price parity (2024) · Census ACS (2020–2024) · metro areas, not city limits · How we calculate

CHICAGO PRICE PARITY103.6BEA 2024; U.S. = 100
DALLAS PRICE PARITY103.1BEA 2024; U.S. = 100
RENT MEDIAN GAP$184/moACS metro estimates; not a rental quote

Cost of living: Chicago vs. Dallas

Using 2024 BEA regional price parities, Chicago has an all-items metro price level about 0.5% higher than Dallas relative to the same national benchmark. This is a ratio of broad price indexes, not a forecast of what a specific household would spend. Dallas has a $184 higher reported monthly metro-wide median gross rent than Chicago. The metro with the higher broad price parity does not have the higher ACS rental median. That is why the index and rent should be examined separately.

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Official metro indicator / Chicago
Official metro indicatorChicagoDallas
BEA 2024 all-items price parity103.6103.1
ACS 2020–2024 median gross rent / month$1,430$1,614
ACS gross-rent margin of error± $6± $6
ACS median household income (± MOE)$90,887 ± $454$90,275 ± $491
ACS 45+ minute commute share23.5%18.5%

These figures cover the Chicago-Naperville-Elgin, IL-IN and Dallas-Fort Worth-Arlington, TX metropolitan areas, not the named cities alone. ACS gross rent includes estimated utilities and is not an asking rent; sampling uncertainty means small gaps may not be meaningful.

What a salary in Chicago is worth in Dallas

BEA’s 2024 all-items parity is 103.6 for Chicago and 103.1 for Dallas, so matching on that index takes about 0.5% less gross pay in Dallas than in Chicago. Twelve months of median gross rent is 18.9% of median household income in Chicago and 21.5% in Dallas (renter rent over all-household income, so a rough contrast rather than a budget).

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Chicago and Dallas equivalent salaries
Gross pay in ChicagoSame index value in DallasGross pay in DallasSame index value in Chicago
$50,000$49,756$50,000$50,245
$75,000$74,634$75,000$75,367
$100,000$99,513$100,000$100,490
$150,000$149,269$150,000$150,735
$200,000$199,025$200,000$200,980

Equal index value is not equal take-home pay: taxes, benefits and housing choices differ.

Median gross rents differ by $184 a month ($2,208 over twelve months). That gap is already part of the price index, so do not subtract it again; use real quotes in the worksheet.

How do salaries differ between Chicago and Dallas?

79 of 80 curated occupations have a reported annual median wage in both metros. The 12 examples below are the most common jobs in the smaller metro, not the highest- or lowest-paid.

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BLS occupation / Chicago median
BLS occupationChicago medianDallas medianChicago adjustedDallas adjusted
General and Operations Managers$109,390$111,010$105,594$107,683
Retail Salespersons$35,820$33,400$34,577$32,399
Laborers and Freight, Stock, and Material Movers, Hand$40,550$38,510$39,143$37,356
Registered Nurses$100,490$101,420$97,003$98,380
Customer Service Representatives$47,100$44,990$45,466$43,641
Heavy and Tractor-Trailer Truck Drivers$62,300$59,530$60,138$57,746
Office Clerks, General$46,330$44,060$44,722$42,739
Software Developers$134,380$133,290$129,717$129,295
Maintenance and Repair Workers, General$58,020$48,860$56,007$47,395
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$50,440$47,450$48,690$46,028
Accountants and Auditors$82,360$82,620$79,502$80,144
Bookkeeping, Accounting, and Auditing Clerks$51,440$51,720$49,655$50,170

The price-adjusted wage equals the BLS May 2025 annual occupational median × 100 ÷ the BEA 2024 all-items regional price parity. Census rent, household income and commuting figures are ACS 2020–2024 five-year estimates. They describe different populations and do not determine take-home pay, employment prospects or individual rent. ACS gross rent includes contract rent plus estimated utility and fuel costs.

What changes after adjusting wages for regional prices?

Among the 12 displayed, matched BLS occupations, 0 have a different leading metro for nominal versus price-adjusted median wages, and 12 keep the same leader. Adjusted values divide each median by the metro’s BEA parity; they are not tax-adjusted.

Where the price-adjusted gap is largest

Across the 79 occupations with a reported median in both metros, Chicago has the higher price-adjusted median in 49 and Dallas in 30. For the typical occupation (the median of the occupation-by-occupation differences), the adjusted median in Chicago is 2.5% higher than in Dallas.

The table lists the eight occupations with the largest percentage differences, in either direction. A large gap can reflect a small local employer base, so check the career page before drawing conclusions.

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Chicago and Dallas largest adjusted gaps
BLS occupationChicago adjustedDallas adjustedHigher inDifference
Operating Engineers and Other Construction Equipment Operators$99,522$49,830Chicago99.7%
Electricians$98,798$57,241Chicago72.6%
Plumbers, Pipefitters, and Steamfitters$99,792$59,414Chicago68.0%
Carpenters$77,649$47,279Chicago64.2%
Secondary School Teachers, Except Special and Career/Technical Education$95,535$63,915Chicago49.5%
First-Line Supervisors of Construction Trades and Extraction Workers$107,399$73,945Chicago45.2%
Construction Laborers$58,777$42,642Chicago37.8%
Licensed Practical and Licensed Vocational Nurses$75,361$62,441Chicago20.7%

Difference is the gap relative to the lower of the two adjusted medians.

Which jobs are more common in Chicago or Dallas

Raw employment counts mostly track metro size. To compare, this table divides BLS estimated employment by ACS commuting workers (jobs per 10,000 commuters). Of the 74 occupations with at least 1,000 estimated workers in both metros, these are the most over-represented in each.

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Chicago and Dallas occupation concentration
BLS occupationChicago per 10,000Dallas per 10,000More common inRatio
Substance Abuse, Behavioral Disorder, and Mental Health Counselors40.815.1Chicago2.7×
Child, Family, and School Social Workers35.513.5Chicago2.6×
Machinists29.514.1Chicago2.1×
Architectural and Civil Drafters2.710.1Dallas3.7×
Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products14.440.4Dallas2.8×
Project Management Specialists55.1130.1Dallas2.4×

A rough size scaling, not a formal location quotient. Employment estimates are not job openings.

Investigate a specific career before deciding

Open the dashboard with a role and both metros already selected. Amounts you enter stay in your browser.

Moving between Chicago and Dallas: what should you check?

The checklist works in either direction. Get written offers and current rent quotes for the neighborhoods you would consider; metro medians are not listings. The full offer checklist covers taxes, benefits and one-time costs.