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COST & RELOCATION RESEARCH / OFFICIAL METRO DATA

Chicago vs. Boston: cost of living and salaries

Compare price levels, housing and pay across the Chicago and Boston metropolitan areas. The figures are not city-limit estimates or a personal move recommendation.

At a glance

Boston is 4.5% more expensive than Chicago on BEA’s overall price index, and median rent is $593 a month higher in Boston.

Price parity is 103.6 in Chicago and 108.3 in Boston (U.S. = 100); median gross rent is $1,430 and $2,023 a month.

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Price index and rent come from different surveys and describe metro averages; neither predicts a household’s own costs.

Sources: BLS wages (May 2025) · BEA price parity (2024) · Census ACS (2020–2024) · metro areas, not city limits · How we calculate

CHICAGO PRICE PARITY103.6BEA 2024; U.S. = 100
BOSTON PRICE PARITY108.3BEA 2024; U.S. = 100
RENT MEDIAN GAP$593/moACS metro estimates; not a rental quote

Cost of living: Chicago vs. Boston

Using 2024 BEA regional price parities, Boston has an all-items metro price level about 4.5% higher than Chicago relative to the same national benchmark. This is a ratio of broad price indexes, not a forecast of what a specific household would spend. Boston has a $593 higher reported monthly metro-wide median gross rent than Chicago. The two measures point in the same direction for these metros, but they cover different baskets and populations.

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Official metro indicator / Chicago
Official metro indicatorChicagoBoston
BEA 2024 all-items price parity103.6108.3
ACS 2020–2024 median gross rent / month$1,430$2,023
ACS gross-rent margin of error± $6± $11
ACS median household income (± MOE)$90,887 ± $454$115,863 ± $796
ACS 45+ minute commute share23.5%23.5%

These figures cover the Chicago-Naperville-Elgin, IL-IN and Boston-Cambridge-Newton, MA-NH metropolitan areas, not the named cities alone. ACS gross rent includes estimated utilities and is not an asking rent; sampling uncertainty means small gaps may not be meaningful.

What a salary in Chicago is worth in Boston

BEA’s 2024 all-items parity is 103.6 for Chicago and 108.3 for Boston, so matching on that index takes about 4.5% more gross pay in Boston than in Chicago. Twelve months of median gross rent is 18.9% of median household income in Chicago and 21.0% in Boston (renter rent over all-household income, so a rough contrast rather than a budget).

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Chicago and Boston equivalent salaries
Gross pay in ChicagoSame index value in BostonGross pay in BostonSame index value in Chicago
$50,000$52,254$50,000$47,843
$75,000$78,382$75,000$71,764
$100,000$104,509$100,000$95,686
$150,000$156,763$150,000$143,528
$200,000$209,018$200,000$191,371

Equal index value is not equal take-home pay: taxes, benefits and housing choices differ.

Median gross rents differ by $593 a month ($7,116 over twelve months). That gap is already part of the price index, so do not subtract it again; use real quotes in the worksheet.

How do salaries differ between Chicago and Boston?

80 of 80 curated occupations have a reported annual median wage in both metros. The 12 examples below are the most common jobs in the smaller metro, not the highest- or lowest-paid.

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BLS occupation / Chicago median
BLS occupationChicago medianBoston medianChicago adjustedBoston adjusted
General and Operations Managers$109,390$133,800$105,594$123,585
Registered Nurses$100,490$106,180$97,003$98,073
Retail Salespersons$35,820$36,850$34,577$34,037
Software Developers$134,380$166,090$129,717$153,409
Customer Service Representatives$47,100$49,920$45,466$46,109
Accountants and Auditors$82,360$100,150$79,502$92,504
Office Clerks, General$46,330$50,710$44,722$46,838
Market Research Analysts and Marketing Specialists$80,400$102,390$77,610$94,573
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$50,440$59,330$48,690$54,800
Management Analysts$105,090$135,640$101,443$125,284
Laborers and Freight, Stock, and Material Movers, Hand$40,550$45,600$39,143$42,118
Human Resources Specialists$78,210$90,270$75,496$83,378

The price-adjusted wage equals the BLS May 2025 annual occupational median × 100 ÷ the BEA 2024 all-items regional price parity. Census rent, household income and commuting figures are ACS 2020–2024 five-year estimates. They describe different populations and do not determine take-home pay, employment prospects or individual rent. ACS gross rent includes contract rent plus estimated utility and fuel costs.

What changes after adjusting wages for regional prices?

Among the 12 displayed, matched BLS occupations, 1 have a different leading metro for nominal versus price-adjusted median wages, and 11 keep the same leader. Adjusted values divide each median by the metro’s BEA parity; they are not tax-adjusted.

Where the price-adjusted gap is largest

Across the 80 occupations with a reported median in both metros, Chicago has the higher price-adjusted median in 19 and Boston in 61. For the typical occupation (the median of the occupation-by-occupation differences), the adjusted median in Chicago is 7.0% lower than in Boston.

The table lists the eight occupations with the largest percentage differences, in either direction. A large gap can reflect a small local employer base, so check the career page before drawing conclusions.

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Chicago and Boston largest adjusted gaps
BLS occupationChicago adjustedBoston adjustedHigher inDifference
Police and Sheriff's Patrol Officers$104,069$72,211Chicago44.1%
Operating Engineers and Other Construction Equipment Operators$99,522$71,066Chicago40.0%
Architects, Except Landscape and Naval$78,952$110,025Boston39.4%
Electricians$98,798$73,809Chicago33.9%
Web and Digital Interface Designers$84,869$112,935Boston33.1%
Architectural and Civil Drafters$56,759$73,255Boston29.1%
Sales Managers$153,183$190,836Boston24.6%
Marketing Managers$159,602$197,578Boston23.8%

Difference is the gap relative to the lower of the two adjusted medians.

Which jobs are more common in Chicago or Boston

Raw employment counts mostly track metro size. To compare, this table divides BLS estimated employment by ACS commuting workers (jobs per 10,000 commuters). Of the 75 occupations with at least 1,000 estimated workers in both metros, these are the most over-represented in each.

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Chicago and Boston occupation concentration
BLS occupationChicago per 10,000Boston per 10,000More common inRatio
Laborers and Freight, Stock, and Material Movers, Hand413.6115.4Chicago3.6×
Welders, Cutters, Solderers, and Brazers24.410.6Chicago2.3×
Heavy and Tractor-Trailer Truck Drivers162.996.5Chicago1.7×
Architectural and Civil Drafters2.710.3Boston3.8×
Web and Digital Interface Designers3.911.2Boston2.9×
Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products14.441.6Boston2.9×

A rough size scaling, not a formal location quotient. Employment estimates are not job openings.

Investigate a specific career before deciding

Open the dashboard with a role and both metros already selected. Amounts you enter stay in your browser.

Moving between Chicago and Boston: what should you check?

The checklist works in either direction. Get written offers and current rent quotes for the neighborhoods you would consider; metro medians are not listings. The full offer checklist covers taxes, benefits and one-time costs.